Mathew Timmons is a Los Angeles poet and a teacher at CalArts. For several years he's collected volumes of junk mail and warnings sent from his credit card companies and assembled them into an 800-page, full colour, hardcover book of collages and found poetry titled, appropriately, Credit.

The thing is, the book doesn't quite exist yet. It is for sale though. Timmons has utilized Lulu, one of endless stream of print-on-demand companies popping up on the web. Credit, which runs at the maximum page count offered by the company, will not be printed until someone orders a copy for S199.99. For now, that means the book is as conceptual as the idea of credit itself, and just as punishing.