If you do come across a five-year fixed rate near 3%, don’t rush to lock in just yet
Mar 09, 2014
If you borrow modestly and with discipline, a HELOC can be the best way to bail you out of a retirement cash jam, says our mortgage columnist
Jan 27, 2014
Expect more rule tightening, writes Robert McLister
Dec 30, 2013
By locking in earlier, home owners minimize risk of adverse rate movements. But they pay a premium to the best available rates, and lose all benefit if rates drop before their term is up
Dec 17, 2013
A 30-year amortization potentially means five more years of mortgage payments and up to 23% more interest over the life of the mortgage
Nov 25, 2013
Nov 10, 2013
These questions will help you snare the most feature-rich mortgage possible, at a rate that’s better than average
Oct 16, 2013
Shop around and do your own research. No one lender has the best rates and terms all the time
Sep 29, 2013
-term fit and good value, says Robert McLister
Sep 11, 2013
Using a HELOC as a contingency fund frees you up to invest your TFSA money in higher returning assets, but beware the risks
Aug 13, 2013
Robert McLister, BBA, is founder and editor of CanadianMortgageTrends.com and a mortgage columnist for the Globe.
Robert McLister, BBA, is founder and editor of CanadianMortgageTrends.com (CMT). CMT is a three-time Canadian Mortgage Awards recipient and has been named one of Canada’s best personal finance sites by The Globe and Mail.
Apart from his widely-read mortgage commentaries, Robert also runs a professional mortgage planning practice and brokerage business. Prior to that, he was an equities trader for 11 years and a finance graduate from the University of Michigan Business School.