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TD Bank and RBC pull the plug on dirt cheap rates after BMO’s offer expires

RRSP Season

When to pull the plug on that mutual fund

In may be tempting to dump that mutual fund when it's not performing, but you need to do a careful assessment first.

Fund values go up, down and sideways, although sometimes it may be better to just get out. But do your homework first

Commodities

Mining: Look for mergers and Chinese heft

Xstrata Alloys' Thorncliffe mine stock piles in South Africa.

With Canada’s equity market heavy on commodities, this sector is one to watch

Home Cents

Are you looking for tax help?

New website allows you to search for a CGA professional by location, industry or area of expertise

29 Ways: Day 9

Fees: A new way to slice the pie

Stay open-minded when an adviser pitches a fee-based account to you. Depending on your needs, the cost could be good value

Economy

Canada back on the Chinese radar

Our economic relationship with China has been faltering for 20 years. The investment promotion and protection agreement with Beijing is momentous

Calendar

BCE, Teck report earnings, Thursday

Get up to speed on the business news that matters

Breakingviews

How is China's economy doing? Ask KFC

Earnings statements of foreign multinationals provide a reality check on China' economy

Breakingviews

Danger: World returning to normal

A generally improving global outlook is one in which safe harbours are in greatest danger

Energy

Encana’s pitch is about more than natural gas

An EnCana gas drilling well east of Calgary.

Head of U.S. division hammers home company’s strategy on energy diversification

The Commodities page

Click the link above to get the latest commodities news

Eye on Equities

Time to take profits in Teck Resources

Also: Downgrades for Canfor Pulp Products, Flint Energy Services, and Nevsun Resources

Expert's Podium

Four mistakes rich investors make

Couple outdoors in formal wear

Financial blunders high net worth investors made in 2011

Tax Matters

Please your partner (and yourself) with a spousal RRSP

it's a plan that you contribute to, your spouse owns ... and you get the tax deduction

Vox

The real daycare challenge: making money

Edleun believes there are big profits to be made in private-sector child care. Investors may want to see results first

Rob Carrick

Defend savings from a surprise tax grab

The government has a growing appetite for new sources of revenue. Hedge your bets: Use both RRSPs and TFSAs

Personal Finance

Earlier discussion

Where will your retirement income come from?

BMO's Tina Di Vito answered your questions in a live online chat

Let's Talk Investing

What’s the big deal about debt?

With borrowing growth tapering off and interest rates staying low, do we really need to worry about debt?

Carrick's Reader

Personal Finance Reader: Tricks car dealers pull

Rob Carrick rounds up the best in personal finance reading on the Web

Saving

Buckling down to finance children's education costs

With university price tag increasing by five per cent a year, it’s more important than ever to contribute to an RESP

Analysis, Opinion & Video

Analysis & Opinion

Husky Energy Inc. a trade, not a hold

A pumping oil rig in Norman Wells. Operated by Imperial Oil Ltd., the oil fields in the area are being quickly depleted and future discoveries are needed to keep the existing oil pipeline operated by Enbridge Inc. from the Wells to northern Alberta moving product. Husky Energy Inc., is hopeful it will have crude to fill the line.

Wait for fourth-quarter results to see if it can break above resistance, says Lou Schizas

More from Lou Schizas
Portfolio Strategy

How one adviser is adapting to a low-rate environment

His ‘risk barbell' strategy balances ultrasafe investments with riskier options

More from Portfolio Strategy
Video

Why TFSAs make sense for some seniors

Retirement savings and investements

How can seniors take advantage of TFSAs. Rob Carrick takes a look

More from Let's Talk Investing
Advanced investing

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