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Do you have the right type of TFSA? Add to ...

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TFSAs are a spectacularly useful financial tool, but you can buy the wrong kind.

This point must be raised in light of a reader’s recent note. This guy is in his mid-40s and recently woke to the benefits of the tax-free savings account. “I can't believe I have been missing out on this tax free growth opportunity,” he said in an e-mail.

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