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8.) Get back into the stock market - Option 2: Invest your cash all at once.Nadezda Bugaeva/Getty Images/iStockphoto

As of Dec. 12, 2012, the S&P/TSX composite index was up 3.33 per cent since the beginning of the year. Did your portfolio beat the index? Share your best and worst investing decisions of 2012, your plans for 2013 and your advice for other readers. We'll compile your contributions and post them in an article in the coming weeks.

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