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Portfolio Strategy

Reasons to declare 2010 the year of the dividend

Rob Carrick | Columnist profile | E-mail
From Saturday's Globe and Mail

There are three reasons 2010 will be an outstanding year for dividends, the first being low interest rates: Rates on bonds and guaranteed investment certificates may start to rise later this year, but the dividend yields paid by many blue-chip companies are still far higher (especially on an after-tax basis). Unpredictable stock markets are another reason. Small speculative stocks led the market to big gains last year, but now there's a widespread feeling that higher-quality stocks will lead the way in an uncertain market environment. A third reason to look to dividend stocks has to do with inflation protection: Many dividend payers increase their quarterly payouts once a year on average, and that will help you keep up against increases in the cost of living. To help you find dividend stocks to investigate for your portfolio, this edition of the Portfolio Strategy presents a lists of top choices from six different sources

1. Rob Carrick's Own Dividend All-Star Five-Pack

These are dividend-growth stocks that I own. I'm including them here because each of them has a long-term record of increasing dividends, and because each has come through in the past few months with yet another hike.



Company

Ticker
(TSX)

$
Price

%
Yield

Annual
Div. ($)
1-yr %
price chg
5-yr
Cumulative
% price chg.
Cameco Corp. CCO 27.91 1.0 0.28 49.6 0.1
Canadian National Railway CNR 56.69 1.9 1.08 38.2 46.9
Fortis Inc. FTS 28.50 3.9 1.12 24.7 56.2
Rogers Communications RCI.B 33.87 3.8 1.28 24.8 98.9
TransCanada Corp. TRP 35.84 4.5 1.60 19.6 17.1
Cameco has a low yield and has missed raising its dividend a few times in the past decade. My oldest holding from among this group is TransCanada, which I bought at $19.84 in 2001. The dividend has been raised nine times since then and now produces a yield of 8.1 per cent based on my upfront investment.

2. David Stanley's Top 11 Dividend Stocks

Mr. Stanley is a retired professor whose avocation is dividend investing. He writes for the magazine Canadian MoneySaver on a dividend strategy that involves buying the 10 highest-yielding stocks in the Dow Jones Canada Titans 60 Index. Here, he has come up with a diversified mix of high-yielding stocks from that same index, all of which offer dividend reinvestment plans (DRIPs).



Company

Ticker
(TSX)

$
Price

%
Yield

Annual
Div. ($)
1-yr %
price chg.
5-yr
Cumulative
% price chg.
BCE Inc. BCE 29.93 5.8 1.74 20.7 2.2
TransAlta Corp. TA 22.10 5.2 1.16 16.8 20.0
Bank of Montreal BMO 59.32 4.7 2.80 109.1 5.6
CIBC CM 73.28 4.8 3.48 84.9 3.3
Sun Life Financial SLF 30.75 4.7 1.44 71.0 -23.1
TransCanada Corp. TRP 35.84 4.5 1.60 19.6 17.1
Bank of Nova Scotia BNS 49.12 4.0 1.96 78.0 20.2
Fortis Inc. FTS 28.50 3.9 1.12 24.7 56.2
National Bank of Canada NA 62.06 4.0 2.48 70.5 14.0
Toronto-Dominion Bank TD 69.71 3.5 2.44 93.8 37.9
Enbridge Inc. ENB 47.20 3.6 1.70 27.7 47.5
Mr. Stanley said he picked these stocks with a long-term holding period in mind. Asked to provide 10 names, he came up with 11 because the last two were "too close to call." The approach here focuses on high-yielding stocks, though many of the names have provided dividend growth as well over the years. The average yield for the portfolio at mid-week was 4.5 per cent, compared to 2.7 per cent for the S&P/TSX composite index.

3. The RBC Capital Markets TSX Total Return Screen

In the quarterly investment outlook it released this week, RBC included a list of stocks that look good from the point of view of total return, or the combination of both dividends and capital gains. "A lower trajectory for the North American equity benchmarks is likely to place greater focus on total return strategies," wrote Myles Zyblock, RBC's director of capital markets research.



Company

Ticker
(TSX)

$
Price

%
Yield

Annual
Div. ($)
1-yr %
price chg.
5-yr
Cumulative
% price chg.
National Bank NA 62.06 4.0 2.48 70.5 14.0
Canadian Western Bank CWB 22.00 2.0 0.44 107.5 68.9
Corus Entertainment CJR.B 19.00 3.2 0.60 50.9 34.2
Transcontinental Inc. TCL.A 12.84 2.5 0.32 78.8 -48.4
Rogers Communications RCI.B 33.87 3.8 1.28 24.8 98.9
Finning International FTT 17.68 2.5 0.44 61.5 2.5
Industrial Alliance Insurance IAG 33.70 2.9 0.98 114 15.0
Ensign Energy Services ESI 14.90 2.4 0.35 48.0 1.3
RBC's screen required stocks to have a dividend yield of more than 2 per cent, a dividend payout ratio of less than 50 per cent and five-year dividend growth of 10 per cent. The stocks also had to meet RBC's own quality criteria.