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Did you lower or expand your household debt in 2012? Add to ...

With household debt soaring to record highs, 2012 was supposed to be the year Canadians got serious about curbing their borrowing and tackling their debt loads.

Now that the year is almost over, we want to hear how you fared in the last 12 months. Did you succeed in paying off part or all of your household debt? Or did you succumb to the lure of low interest rates and end up borrowing more?

Share your story with us below.

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