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A credit card user displays her cards in Washington February 22, 2010. (KEVIN LAMARQUE/REUTERS/Kevin Lamarque (UNITED STATES))
A credit card user displays her cards in Washington February 22, 2010. (KEVIN LAMARQUE/REUTERS/Kevin Lamarque (UNITED STATES))

Managing Debt

Protect your credit rating Add to ...

A bad credit rating will affect your ability to get a new loan, lease or credit card. But there are some simple steps you can take to improve your credit rating.

5 ways to improve your credit rating

  1. Pay your bills in full and on time.
  2. Don’t go over the limit on your credit card.
  3. Don’t apply for credit too often.
  4. Pay off your debts as quickly as possible.
  5. Build a strong credit history.
     

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Content in this section is provided in partnership with Investor Education Fund, a non-profit organization founded and supported by the Ontario Securities Commission that provides unbiased and independent financial tools to help Canadians make better money decisions. To find out more, go to: GetSmarterAboutMoney.ca

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