Provincial health care plans cover a number of health expenses, such as doctor appointments, routine health screenings and hospital care. But there are many health care costs that provincial plans typically don’t cover.
Private health insurance is designed to reimburse you for some or all of the health care expenses not covered by provincial health care plans.
4 key things provincial plans usually don’t cover
- Prescription drug costs – if you’re under age 65
- Most dental work
- Visits to care providers – such as chiropractors and massage therapists
- Health care outside the country
Learn more about private health and dental insurance.
Content in this section is provided in partnership with Investor Education Fund, a non-profit organization founded and supported by the Ontario Securities Commission that provides unbiased and independent financial tools to help Canadians make better money decisions. To find out more, go to: GetSmarterAboutMoney.ca
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