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Most Canadians carry debt longer than they expected. - Most Canadians carry debt longer than they expected. | iStockphoto / Getty Images

Most Canadians carry debt longer than they expected.

Most Canadians carry debt longer than they expected. - Most Canadians carry debt longer than they expected. | iStockphoto / Getty Images
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Budget & Debt Management

Why should I save my money?

People save money so that they can:

  • Buy large items

    , such as a home or a car.
  • Handle surprise bills and emergencies.

    What if the car you drive to work breaks down? Or you get sick and have to take time off work? If you have savings, you can get through more easily.
  • Have more choices.

    Maybe you'll want to start your own business or move to a new city to take a different job. It takes money to do these things.
  • Retire in comfort.

    When you stop working, you may live mostly on your savings. Most people need to save many years to have enough money.
  • Help family and loved ones.

    Do you want to help pay for your kids' education? Take care of someone in the family who is aging, sick, or in need? If you save, you can do these things.

Remember: Saving is a habit

The most important step is to get started. Start small, and don't dip into your savings unless it's an emergency. You'll need that money for other goals in your future.

Content in this section is provided in partnership with the Investor Education Fund, a non-profit organization promoting financial literacy to Canadians. To find out more go to GetSmarterAboutMoney.ca.