The Simple Portfolio

The Question: Am I doing all I can do to protect our future?

Age: 63
Occupation: retired
Annual Income: $30,000
Level of investment knowledge: low
Portfolio size: $1.3-million
Pension: No

Portfolio notes

-Uses an adviser at the fund company Phillips, Hager & North

Asset mix:

Cash                      1.5%
Bonds  + GICs        33%
Individual stocks     65.5%

Largest holdings (all D-series PH&N funds):

• PH&N Total Return Bond
• PH&N High Yield Bond
• PH&N Canadian Equity
• PH&N Canadian Income
• PH&N Dividend Income
• PH&N Overseas Equity (hedged and unhedged)
• PH&N U.S. Equity