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Should I contribute to both an RRSP and TFSA? Add to ...

Dear Nancy,

I'm a 26-year-old recent graduate with a Masters degree and I have started a full-time permanent job. I currently still live at home. My debts consist of two lines of credit (both at prime +1%). One is in the amount of $18,000 the other $3,000. I'm beginning to pay off my lines of credit in the amount of $1,500 and $500/month, respectively.

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