Bank of Montreal Financials - The Globe and Mail

Quarter Quarter end
Insurance premiums
Policy benefits
Gross margin
Interest income
Interest expense
Net interest
Other revenue
Provision for credit losses
Operating expenses:
Selling, general and administrative
Other
Total operating expenses
Operating income
Depreciation and amortization
Other income and expenses:
Foreign exchange
Unusual expenses
Gain or loss on sale of assets
Minority interest
Equity in affiliates
Other
Total other items
Earnings before income taxes
Provision for income taxes
Discontinued operations
Extraordinary items
Earnings
Beginning retained earnings
Common dividends
Preferred dividends
Other
Retained earnings
Average number of shares:
Basic
EPS:
Basic
Diluted
Dividend per share

Q1/13 Jan 31, 2013	Q4/12 Oct 31, 2012	Q3/12 Jul 31, 2012	Q2/12 Apr 30, 2012
--	--	--	--
--	--	--	--
--	--	--	--

3,378.00	3,414.00	3,447.00	3,280.00
1,162.00	1,269.00	1,222.00	1,160.00
2,216.00	2,145.00	2,225.00	2,120.00

1,865.00	2,031.00	1,653.00	1,839.00
178.00	192.00	237.00	195.00


1,475.00	1,454.00	1,337.00	1,391.00
1,025.00	1,152.00	1,057.00	1,021.00
2,500.00	2,606.00	2,394.00	2,412.00


1,403.00	1,378.00	1,247.00	1,352.00

90.00	95.00	90.00	87.00

--	--	--	--
0.00	0.00	0.00	0.00
--	--	--	--
18.00	18.00	19.00	18.00
--	--	--	--
--	--	--	--
18.00	18.00	19.00	18.00


1,313.00	1,283.00	1,157.00	1,265.00

265.00	201.00	187.00	237.00
--	--	--	--
0.00	0.00	0.00	0.00


1,030.00	1,064.00	951.00	1,010.00

13,540.00	12,977.00	12,512.00	11,986.00
469.00	468.00	454.00	450.00
33.00	33.00	32.00	34.00
0.00	0.00	0.00	0.00
14,068.00	13,540.00	12,977.00	12,512.00


651.44	650.73	645.72	642.49


1.53	1.59	1.42	1.52
1.53	1.59	1.42	1.51

0.72	0.72	0.70	0.70

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