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Press release from Business Wire

Progressive Receives Fourth Patent Related to Usage-Based Insurance

<p class='bwalignc'> <b>System technologies patent further strengthens car insurance group's leadership position in the usage-based insurance field</b> </p>

Monday, January 09, 2012

Progressive Receives Fourth Patent Related to Usage-Based Insurance10:00 EST Monday, January 09, 2012 MAYFIELD VILLAGE, Ohio (Business Wire) -- Progressive® Insurance has received a fourth patent for system technologies used with its optional Pay As You Drive® insurance program, a usage-based form of car insurance. U.S. Patent No. 8,090,598 relates, in part, to producing a driver safety score based on monitored driving data. The U.S. Patent office issued patent number 8,090,598, for system technologies used with its optional usage-based insurance program, Snapshot. (Photo: Business Wire) Progressive's usage-based insurance (UBI) program, Snapshot®, is available in 39 states and the District of Columbia. It creates a personalized car insurance discount based on customers' driving habits. Drivers who sign up for Snapshot receive a small device that plugs into the on-board diagnostic port of cars. The device records data from the vehicle and sends it to Progressive, which uses that data to calculate potential discounts. Over the past few years that car insurance group has tested and refined its UBI program, nearly half a million drivers have participated. “For more than 15 years we have invested a great deal into the research, development, testing and piloting of usage-based insurance programs and will continue to do so,” said Glenn Renwick, Progressive's president and CEO. “It's gratifying to know that the U.S. Patent Office recognizes the uniqueness of our system technologies.” In addition to its patents for usage-based insurance, Progressive also holds a patent for its methods of processing vehicle damage claims and two patents for computer technology related to its online policy servicing capabilities. About Progressive The Progressive Group of Insurance Companies makes it easy to understand, buy, and use auto insurance. Progressive offers choices so consumers can reach us whenever, wherever, and however it's most convenient for them—online at progressive.com, by phone at 1-800-PROGRESSIVE, or in-person with a local agent. Progressive offers insurance for personal and commercial autos and trucks, motorcycles, boats, recreational vehicles, and homes. It's the fourth largest auto insurer in the country, the largest seller of motorcycle insurance, and a leader in commercial auto insurance. Progressive also offers car insurance online in Australia at http://www.progressiveonline.com.au. Founded in 1937, Progressive continues its long history of offering shopping tools and services that save customers time and money, like Name Your Price®, the Snapshot Discount®, and a concierge level of claims service. The Common Shares of The Progressive Corporation, the Mayfield Village, Ohio-based holding company, trade publicly at (NYSE:PGR). Photos/Multimedia Gallery Available: http://www.businesswire.com/cgi-bin/mmg.cgi?eid=50125540&lang=en Progressive PRJeff Sibel, 440-395-0803jsibel1@progressive.com