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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

40 easy DIYs to upgrade your home
Some creative shortcuts to a sharper-looking space.

This one of Canada's best mutual funds
An analyst reports favourably on the Mawer Balanced Fund, which I own a little of, and so does my wife.

Would you let a robot manager your retirement savings?
A good introduction to robo-advisers, which are online investment firms that set up and run low-cost portfolios for clients.

That article is U.S.-focused – for a survey of Canadian robo-advisers, try my recent guide to the sector.

The voluntary tax on the poor
It's lottery tickets, which low-income Americans buy with 5 per cent of their gross earnings on average.

More money
Join the people who are part of my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

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