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Graduating P.H.D. and Masters students head towards Convocation Hall at the University of Toronto on Friday, June 15, 2012.

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Ten ways recent grads waste money
A useful list for young adults who graduated from college or university in the past month or so.

War of the worlds
A portfolio manager looks at two exchange-traded funds that help investors get exposure to stocks outside Canada.

IKEA's kitchen of the future
Picture this: A smart table that finds a recipe to match the ingredients you put on it.

What seniors need to know about home insurance
Elderly people who are absent from their homes temporarily, possibly because they're in hospital or a rehabilitation facility, may run into problems if they have to make a claim on their home insurance policy. Coverage may be limited if the policy holder has left the home vacant.

More money
Join the people who are part of my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

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