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A new study finds Canadians who end up having to declare bankruptcy are increasingly older and deeper in debt.can akat/Getty Images/iStockphoto

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

The view from student loan hell
Americans tend to rack up higher student loans than Canadians because of the higher cost of a postsecondary education in the United States. Here's the story of a 57-year-old woman who owes $152,000 (U.S.) in student debt on loans taken out 20 years ago.

Want financial freedom? Start here
The Million Dollar Journey blog, started way back in 2006, marks a website redesign with some ideas on how to start your journey to financial freedom.

Here's what can go wrong when you apply for insurance
A look at what happens when you apply for life insurance and find out that you've been rated a substandard risk.

Harmless shopaholic or compulsive spender?
How to control the compulsion to shop.

More money
Join the people who are part of my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

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