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One factor hanging over the entire retail clothing sector is the state of the U.S. economy. Its growth rate has been stuck in low gear – and unemployment remains at a high level. (Damian Dovarganes/Associated Press)
One factor hanging over the entire retail clothing sector is the state of the U.S. economy. Its growth rate has been stuck in low gear – and unemployment remains at a high level. (Damian Dovarganes/Associated Press)

Money matters

Carrick on money: Nasty, brutish and poor – the life of a retail worker Add to ...

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Nasty, brutish and poor – the life of a retail worker
An accomplished U.S. journalist writes about some setbacks in life that left him working for $10 per hour at a sporting goods. It’s not a living wage.

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What happens to unclaimed cash
All about the $532-million sitting in dormant bank accounts. Ignore your money for 10 years and it goes to the Bank of Canada, if you can’t be located. The central bank will look after your money for a while, but not forever.

How pension funds handle bonds
Take a lesson from the Healthcare of Ontario Pension Plan, which uses bonds to manage risk.

Some fine points of house hunting
Here’s a list of less obvious things to look at when viewing a house, including the doors, locks and drainage. It’s all about knowing your potential expenses before you move in.

More money
Join the 36,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I’m also on Twitter.

Follow on Twitter: @rcarrick

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