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The Bay Street sign is shown in the heart of the financial district as people walk by in Toronto, May 22, 2008.Reuters

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

What kills bull markets?
This blog post argues that it's recessions that end the good times for stocks.

Are you financially illiterate?
Take this little quiz and then compare your score to the dismal results of people in countries around the world.

Deliver me from password purgatory
The Wall Street Journal reviews a few different password managers, which store your passwords securely online. I've tried the winner here, Dashlane, and found it to be very helpful.

The high cost of using your credit card abroad
This blog post looks at the foreign transaction fees that almost all players in the Canadian credit card market charge. In the U.S. market, many cards do not charge these fees.

More money
Join the 45,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters.

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