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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Seven ways life gets cheaper in retirement
The reason why you can live on less money in retirement than while working is that many day-to-day living costs decline. Here are seven examples.

High house prices kill home ownership
It's happening in Britain, where the level of home ownership in the 24 to 35 age bracket has fallen to 39 per cent from over 60 per cent in 2001.

Arise, renter nation
Twenty million U.S. families can afford to buy homes, but are choosing not to. Today's U.S. home ownership rate is the lowest since 1995.

Eight reasons you're failing at finance
No emergency fund and impulse shopping are two key points on this list.

More money
Join the 45,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters.

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