When hard times hit, small business owners from dog groomers to hairdressers can find the going tough as consumers start rethinking discretionary spending.
The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.
How much to tip everyone
Useful info at this time of the year.
Lies investors tell themselves
A nice collection of ways investors fool themselves. Well worth reading, even if you think you're an investing pro.
Investing writer Jason Zweig put together this very funny "devil's dictionary" of investing terms.
It costs nothing to ask
Examples of how it never hurts to pay less for things, or to have those annoying little fees removed on your bills.
More Money
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Rob Carrick