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personal finance reader

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

How to get a great mortgage rate
Ask for it straight out, this neat blog post suggests. Say "will you give me a better rate?" as opposed to "I would like a better rate."

A visit with Dr. Gloom
Economist Nouriel Roubini predicts a long downward spiral for the global economy as both governments and households work off their large debt loads. We could have up to a decade of weak growth ahead, he says.

The hidden cost of the iPhone 5
Canadians will soon have to sign up for three-year wireless phone contracts if they want an iPhone 5 at a subsidized rate. In many other countries, only a two-year commitment is required.

How to spot a fake
Signs that online reviews of a restaurant or hotel have been planted.

More money
Join the 16,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter

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