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Personal Finance Reader

The rates they are a-changin'

Globe and Mail Update

The best of the Web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Forecasting Interest Rates in Canada

The Canadian Mortgage Trends blog has conveniently gathered interest rate predictions from each of the Big Six banks. Rates are going to rise, and maybe faster than you think.

The Hidden Depression

Well off Americans are recovering well from the recession, and sales of Cadillacs and Porsches are way up. And yet, the number of people on food stamps is at an all-time high and visits to soup kitchens are way up, too.

Trim That Hedge

A useful discussion of the negatives of currency hedging, where mutual funds and exchange-traded funds use financial instruments called derivatives to insulate investment returns from currency fluctuations. Hedging can protect the value of your U.S. holdings when our dollar is soaring but there’s a growing sense in the financial world that, overall, it’s not worthwhile.

Daily Deals

Printable coupons for the likes of Michaels, HMV, Chapters and Old Navy on the Canadian Daily Deals website.

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Editor's note: If you don't receive Rob Carrick's newsletter twice weekly by email, you can sign up to get it for free at The Globe and Mail. All you need to do is register for the site, or if you've already registered, login and go to your profile at the top of the homepage. Once you're in your profile, look under Newsletters and Alerts and look for the Personal Finance Reader and other newsletters. Other financial newsletters include: Business Ticker, a summary of the day's top business stories; Berman's Market Update, a summary of the markets at the open, noon and close; and All-Star Investors, a monthly collection of articles exploring an investing trend or theme.