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News
Financial Facelift

Mortgage? RESPs? Get a grip on which comes first

Alberta couple want to pay off the mortgage as fast as possible and wonder if this is the right approach

News
Retirement

Debt freedom trumps lifestyle in retirement dreams

Only good health beat out debt freedom on homeowners’ retirement wish list

News
Rebecca has amassed a tidy nest egg, but low interest rates and stock market gyrations have left her feeling pessimistic about her investments.
Financial Facelift

It’s all about priorities for would-be retiree

Rebecca doesn’t have to look for another job at 63, but it would provide her with some financial ‘wiggle room’

Blog Post
Carrick's Reader

Working at age 73, and loving it

Rob Carrick rounds up the best in personal finance reading on the Web

Blog Post
Home Cents

The age of easy credit gives rise to ‘grandpa debtor’

The have-now generation with little or no savings in retirement is finding itself in deep trouble

Blog Post
Carrick's Reader

Singletons in retirement

Rob Carrick rounds up the best in personal finance reading on the Web

News
William Lem, 24, poses for a photograph at his Bolton, Ont., home. Mr. Lem, a videographer, is worried about saving for retirement with Old Age Security changes and having around $20,000 of debt from student loans and credit cards.
retirement

Young people worried about retirement: Don't get mad, get saving

Financial experts say that for most, the OAS changes are not crushing. Tackling debt is a key first step

Column
preet banerjee

People burned by OAS change should enjoy deferral bonus

Recipients earn bonus for delaying payments, so those forced to wait should get the same benefit

News
Retirement

Health of pension plans improves

A typical pension plan saw its funding improve by 3% in the first three months of 2012 after falling 13% last year, index shows

Retirement savings and investements
pensions

Vote: Do the OAS changes affect you?

Will changes to Old Age Security payments affect your retirement plans?

Retirement Calculators
A tale of two RRSPs

An RRSP is the single most effective tool available to help Canadians save for retirement. See how five basic investing strategies can enhance the growth of an RRSP.

Retirement Calculator
Will the money last?

Show how long your money will last if you make regular, annual withdrawals indexed to inflation.

Market Volatility Calculator
Portfolio growth - historical returns

Compare the growth of a diversified portfolio to stocks, bonds and cash using historical rates of return between 1935 and 2009. Returns can be adjusted for inflation and management expense ratios.

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