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How to keep working through the golden years Add to ...

For many people, the idea of retirement elicits visions of a never-ending vacation, with the retiree choosing to do what they want to do, whenever they want. But that is not the reality for a growing number of individuals, with many finding they have no choice but to work during what many consider the “retirement years.”

If you find yourself forced to work in your golden years, or even if you choose to work during retirement even when you don’t have to, you might find the following tips helpful.

Convert hobby to money-making business

You’re likely to accept having to work during retirement if you enjoy your job. One way to do so is to convert hobbies that you enjoy into income-producing ventures. Some relatively inexpensive hobbies that have significant earning potential are photography, art, pottery, and gardening. One thing that you should keep in mind is that some of these hobbies will be time-consuming, so make sure that you can manage your time efficiently to allow you to enjoy your retirement experience.

Stay current with technology

Technology changes rapidly and employers are adapting by modifying business practices to benefit from these changes. If you fall behind in your technical knowledge and experience, that could make it difficult for you to compete with other job seekers. If you are unable to afford to pay for courses, check out your local library or government institutions that offer education support for adults. Some libraries offer computer training as part of their community programs and some government agencies include adult education as part of their social services programs.

Engage in lifelong learning

One way to increase and maintain your competitiveness with other job seekers is to continue your education. If you are changing careers, it may take you longer to acquire new skills, but it may be worth it in the end. Your options include technical and computer courses and general education. If you decide to pursue this option, check to see of you are eligible for financial aid, which includes student loans and grants.

Learn industry jargon

Convincing a potential employer that you are familiar with the job for which you are applying may require “speaking the language” of the job. Being familiar with the jargon helps you to effectively engage in discussions, and explain why you are the perfect hire for the role.

Stay in shape

Another thing to keep in mind is your physical health. When you are retired, it’s very easy to fall out of shape if you become inactive, which can cause lethargy and might cause others to perceive you as being lazy. Staying active helps to increase your energy level, and helps you to be productive. Your energy level could determine your ability to get the job done efficiently and effectively, which may determine whether you keep the job you get.

The bottom line

While you may feel the need to take on a few responsibilities in order to give yourself that extra retirement income that you need, you should always consider the fact that you are retired and make sure that you make time to enjoy your retirement years. If you feel that you don’t have enough post-retirement income to achieve your desired lifestyle, and must therefore continue working, take the steps to ensure that you are qualified to get the job that you want. They key is to maintain a balance, so that you can enjoy your retirement as much as reasonably possible.

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