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Personal Finance Reader

Are boomers a burden on society? Add to ...

The best of the Web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Boomers A Burden On Society?

Talk about our aging population has led to suggestions that the baby boom generation is a financial drain on society. It says here that boomers are carrying their weight economically by working past the usual retirement age and creating jobs as entrepreneurs.

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The Taxman And Dividends

The federal dividend tax credit is being reduced again as corporate tax rates decline. Read here about what the impact will be on dividends you receive in non-registered accounts. There’s a tiny bit of good news here for seniors whose OAS benefits are clawed back to some extent as a result of the dividend gross-up.



Investor Protector Needs Protection

Here’s an update on what’s happening with the Ombudsman for Banking Services and Investments, which is a court of last resort for investors who have disputes with their bank or investment firm. Some financial firms don’t like the job OBSI’s doing and this raises questions about the future of this essential organization.

Here’s a column I wrote on OBSI in which I suggested some ways people can show support for the organization.



How Humidity Saves Money

Having a humidifier in your home doesn’t just make things more comfortable in the winter, it can also save you money.



More Money

Join the 10,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I’m also on Twitter.



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Editor's note: If you don't receive Rob Carrick's newsletter twice weekly by email, you can sign up to get it for free at The Globe and Mail. All you need to do is register for the site, or if you've already registered, log in and go to your profile at the top of the homepage. Once you're in your profile, look under Newsletters and Alerts and look for the Personal Finance Reader and other newsletters. Other financial newsletters include: Business Ticker, a summary of the day's top business stories; Berman's Market Update, a summary of the markets at the open, noon and close; and All-Star Investors, a monthly collection of articles exploring an investing trend or theme.

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