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Hand putting coin in model house bank (Comstock)
Hand putting coin in model house bank (Comstock)

Personal Finance Reader

Carrick's Reader: We wish like hell we had never bought Add to ...

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

We Wish Like Hell We Had Never Bought This is must reading for young adults who are looking at buying a house. Here, a 32-year-old American explains his regret about the house he and his wife bought five years ago. Don’t write this off as result of the U.S. market crash. No, this regretful homeowner talks about the financial drain of home ownership or, as he puts, it the “constant upkeep and expense.”

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Myth-Busting In The Housing Market Canada’s own housing market has been strong enough over the last few years to prompt concerns that it’s over-valued. Read here if you think high housing prices are justified by population growth.





The Secret Life Of A Broker A humorous look at the various views of what stock brokers do.





Problems With Pensions Many pension plans in Canada and the United States have been converted from defined benefit plans (your employer guarantees a certain level of income) to defined contribution plans (your benefits depend on the performance of your pension investments). Here, you’ll find a depressingly negative take on DC pension plans that demonstrates how they are inferior to DB plans.





More Money Join the 10,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I’m also on Twitter.





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Editor's note: If you don't receive Rob Carrick's newsletter twice weekly by email, you can sign up to get it for free at The Globe and Mail. All you need to do is register for the site, or if you've already registered, log in and go to your profile at the top of the homepage. Once you're in your profile, look under Newsletters and Alerts and look for the Personal Finance Reader and other newsletters. Other financial newsletters include: Business Ticker, a summary of the day's top business stories; Berman's Market Update, a summary of the markets at the open, noon and close; and All-Star Investors, a monthly collection of articles exploring an investing trend or theme.

Follow on Twitter: @rcarrick

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