Funds
Mutual fund sales rise 2% in a ‘pretty solid’ RRSP season
But Canadians remain jittery about stocks, with most turning to conservative balanced and bond funds
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Earlier discussion
What income will you need in retirement?
Pension expert and actuary Malcolm Hamilton answered questions in a live online discussion
RRSP HELP DESK
Should I still contribute if I am taking a year off work?
Draw down from your RRSP when your income is zero and redeposit it for a bigger refund the next year, our adviser says
Earlier discussion
What should I put in my RRSP?
Not sure what investment product is best for you? Our RRSP Help Desk adviser Ted Rechtshaffen took your questions.
Earlier discussion
Pay down debt or pay into your RRSP?
CA and financial author David Trahair answered your questions in a live online chat
Earlier discussion
Where will your retirement income come from?
BMO's Tina Di Vito answered your questions in a live online chat
Earlier discussion
Making your RRSP work for you
Financial writer Preet Banerjee took your questions in a live chat on RRSPs
Earlier Discussion
Building a worry-free RRSP
Alison Griffiths, author of Count on Yourself: Take Charge of your Money, answered your questions
Slideshow
Seven RRSP tax tips
Cleo Hamel, a senior tax analyst with H&R Block, outlines some useful tips for the RRSP season
Stories and advice
Editor’s note
Crossing the RRSP season finish line
Today is the last day to make a contribution. If you are still struggling to make a decision, our site is your one-stop destination for RRSP advice and information
RRSP Season
One more reason to sock away money: health care
From extra savings vehicles to insurance, individuals increasingly need to plan for their later-life health costs
RRSP strategy
How early withdrawals can reduce the RRSP tax hit
Withdrawing from an RRSP before moving into a higher tax bracket will minimize clawbacks later
RRSP Season
Avoid stock market turmoil with alternative investments
These alternatives to fixed income will spare you the ups and downs of the market and protect your capital
RRSP Alternatives
To TFSA or to RRSP?
Choosing between the two is a decision that’s ‘intensely individual,’ experts say
RRSP Season
Immigrants should build TFSAs while waiting for RRSP eligibility
With no contribution room available upon arrival in Canada, tax-free savings accounts are the way to go
SELF-DIRECTED ACCOUNTS
The do-it-yourself RRSP portfolio
Those who manage their own RRSPs often have more investment choices, lower fees and the convenience of online access
RRSP Season
How to show your RRSP the money
Contribution rates are low but careful planning and cost cutting can help redirect funds into your retirement plan
TFSAs vs. RRSPs
TFSAs lag behind in the retirement race
40 per cent of Canadians still don’t know the difference between the two accounts
LIABILITY
How to protect your retirement funds from creditor claims
Life insurance contracts, federal bankruptcy law can help shield self-employed, professionals from personal liability
Preet Banerjee
How RRSP payments can help seniors with benefits
Reducing taxable income can make a senior eligible for the Guaranteed Income Supplement
Retirement
RRSP investors urged to get cash in now, work out plan later
As Feb. 29 deadline looms, those uncertain about what to buy can put money in RRSP savings account to get tax refund
RRSP season
Why last-minute contributions are the worst way to save
Average investors usually mix lack of attention with high-cost products just before the RRSP deadline
RRSP Season
Consider both RRSPs and TFSAs
Differences in tax rates at the time of contribution and withdrawal could help make a decision
RRSP Season
What to do when you’ve maxed out your RRSP
Pay down debt, top up TFSA, then consider tax-related strategies for overall retirement portfolio
More stories and advice
Doing the RRSP math, so you don't have to
These online calculators can help you figure out if you are saving enough for retirement
Retirement: You may live longer than you think
Canadians need to plan for a 30-year retirement to ensure their funds can last
Should I contribute to both an RRSP and TFSA?
Advice for the disenchanted
The Wealthy Barber explains: TFSA or RRSP?
David Chilton is back with The Wealthy Barber Returns
Fix your retirement mistakes
Have a comprehensive retirement plan in place, and talk to your spouse about your plans
