Ted Rechtshaffen is president and CEO of TriDelta Financial Partners, a firm that provides independent financial planning advice. He has an MBA from the Schulich School of Business and is a certified financial planner. He was vice-president of business strategy at a major Canadian brokerage firm.
The murky world of bond pricing
Retail stock prices are the same for all investors, but it’s a much different story when it comes to bonds
Does an adviser make sense for you?
Seventeen things to consider when deciding whether to work with a financial adviser or do it yourself
Is your money getting the best return?
Despite rock-bottom rates being offered on savings, you can almost always get a better one if you dig around
I just retired this year. Should I use up all my remaining RRSP room now?
Recent retiree has lots of unused contribution space, but benefits of a big refund must be weighed against chance of future OAS clawbacks
Got an RRSP question? We have answers
Certified financial planner Ted Rechtshaffen will answer one reader question each week. Send yours in now
Should I still contribute if I am taking a year off work?
Draw down from your RRSP when your income is zero and redeposit it for a bigger refund the next year, our adviser says
What are the rules on withdrawing money from spousal RRSPs?
There is a three calendar year restriction on the owner of a spousal RRSP making a withdrawal, our adviser says
When it’s not a good idea to make an RRSP contribution
For some people in certain circumstances, it’s better to save in other ways
Connect the housing bubble dots: There could be trouble on CMHC’s horizon
To reduce the mortgage insurer’s risk, we need to boost the minimum equity to 10 per cent, says Ted Rechtshaffen
Achieve financial success, one book – and bite – at a time
A few newly released books give you a practical, step-by-step approach to fix your finances
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Formula for wealth
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How to become a millionaire
See how much you need to invest to become a millionnaire.
Importance of higher returns
Earning the highest rate of return that your risk tolerance will permit can make a dramatic difference on the future value of investments over the long term.
Effect of inflation on income
See the effect of inflation on your future income needs. Project an income need in future dollars or in today's dollars.
