Mark Ludvigsen — The 32-year-old native of Rothesay, N.B., moved to the United States with his family at age seven. The avid rugby player graduated from Virginia's College of William & Mary and worked as a bond broker at Keefe, Bruyette and Woods. He and his wife of three years, Maureen, lived in Manhattan. Mr. Ludvigsen was working on the 89th floor of the south tower, but managed to leave a message for his mother at 9 a.m. “Mother, now don't you worry. I'm in the other tower. I'm fine and I'll call you later,” he said.
Bernard Mascarenhas — The 54-year-old native of Newmarket, Ont., worked for Marsh Canada, whose parent company, Marsh and McLennan Cos. Inc., had offices at the World Trade Center. The chief information officer for the company was on the 97th floor of the north tower as part of a five-day business trip to New York. Mr. Marsh had about 1,900 employees in the two towers; 295 were killed. Mr. Mascarenhas left behind his wife, Raynette, a son, Sven, and a daughter, Jaclyn.
Colin McArthur — The 52-year-old Glasgow native moved to Toronto in 1977 to work as an insurance broker. He moved to Montreal in 1986 after marrying his wife, Brenda. Mr. McArthur became a Canadian citizen and worked as a deputy managing director at Aon Corp. The couple relocated to New York in 1997 where Mr. McArthur continued to work for the same company on the 104th floor of the South Tower. He was a keen golfer who loved the game, despite his dubious achievements on the course, according to his wife. She set up the Colin McArthur Postgraduate Scholarship at his alma mater, the University of Glasgow.
Michael Pelletier — The 36-year-old commodities broker for TradeSpark, a division of trading firm Cantor Fitzgerald, was on the 105th floor of the north tower. He called his wife, Sophie, and told her he was trapped in the building and that he loved her. Mr. Pelletier's Vancouver-based father refused to believe at first that his son, a strikingly handsome natural athlete who excelled at hockey, wouldn't get out. “We were saying there's gotta be a way, we know Mike, he's a survivor, he'll find some way out.” At the time of his death, he had a three-year-old daughter and one-year-old son.
Donald Robson — A Toronto native, Mr. Robson, 52, had lived in the United States for 20 years. He was a partner and bond broker for Cantor Fitzgerald on the 103rd floor of the north tower of the World Trade Center. He and his wife, Kathy, had two sons, Geoff and Scott. He had been planning 24th wedding anniversary celebrations with his wife. “Then bang, it's all over just like that,” she said from her Long Island home a year after the attacks. The friends Mr. Robson left behind described him as a “fun-loving guy who lit up every room that he entered.”
Ruffino (Roy) Santos — Mr. Santos, 37, a native of Manila, moved to British Columbia with his family in the 1980s. He moved to New York in the late 1990s, where he worked for Guy Carpenter as a computer consultant. He was supposed to leave the 94th floor of the World Trade Center the week after he died to work for Accenture. His mother, Aurora, and her two other sons went to New York for the first anniversary. “I want to see Ground Zero to pray and bring some flowers and candles,” she said.
Vladimir Tomasevic — A native of Yugoslavia, Mr. Tomasevic, 36, moved to Canada in 1994. He lived in Toronto with his wife, Tanja, and was vice-president of software development for Optus E-Business Solutions. He was on his first visit to New York and was attending a financial conference on 106th floor of World Trade Center's north tower. “He was always there for anyone — that's what we miss about him the most,” his wife has said. Tanja, who received a small amount of remains and a piece of shredded material from his pants, had urged the Canadian government to provide more support for the families of 9/11 victims.
Chantal (Chanti) Vincelli — The 38-year-old former Montrealer worked as a marketing assistant at DataSynapse Inc. Ms. Vincelli moved to New York in the late 1990s and lived in Harlem with her cats. She was setting up a kiosk for a trade show on the 106th floor of the north tower. Her brother Anthony said the woman who dreamed of becoming a talk-show host “had charisma, she had wit.” The local grocer named her the Harlem Princess and the name stuck.
Debbie Williams — Ms. Williams, 35, worked for international insurance company Aon Corp. for 15 years. She and her husband, Darren, moved to Hoboken, N.J., after being transferred to New York City by their employer. Ms. Williams, a Montreal native, gave birth to their only child six months after settling in Hoboken. A friend and neighbour set up the Debbie Williams Memorial Park Fund to install a new playground named after Ms. Williams at a Hudson County park.