Auto insurance premiums are en route upward after several years of stability or decline, ING Canada Inc. signalled yesterday. ING, which describes itself as the largest property and casualty insurer in Canada, expects to raise car insurance rates this year, citing rising costs in Ontario and legal uncertainty in Alberta. The company increased its dividend yesterday and announced another share buyback. Fourth-quarter profit was $95.8-million, 77 cents a share, down 12 per cent from a year-ago profit of $109.4-million, 82 cents, as investment results deteriorated. IIC (TSX) closed up 61 cents to $36.88.