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Inheritance will decide living standards for millennials Add to ...

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“It’s really tough for us,” is the eternal complaint of the young, as they chase money, careers and first homes. To which older generations offer a classic response: “You don’t know what tough is.”

In Britain, the frantic scramble for jobs is beginning to ease slightly for school-leavers and graduates. Unemployment fell sharply in October to its lowest level since 2009, but it is unlikely to stem mounting concern that the modern economy is not generating the opportunities that were available for previous generations. Political strategists of all parties struggle to find answers to the ultimate middle-class anxiety: What if our children end up worse off than us?

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