Baltimore Ravens (plus 3) at Minnesota Vikings Suddenly, the Ravens are one of the more mistake-prone teams in the NFL. Vikings
Carolina Panthers (minus 3) at Tampa Bay Buccaneers Against most teams, we'd never give the points with the Panthers. Bucs are worse than most teams. Panthers
Kansas City Chiefs (plus 61/2) at Washington Redskins Mediocre Redskins conclude their journey through the dregs of the NFL. Chiefs
Houston Texans (plus 5) at Cincinnati Bengals Okay, we believe, we believe. Bengals
Cleveland Browns (plus 15) at Pittsburgh Steelers Okay, we don't believe; these aren't the Bills. Steelers
Detroit Lions (plus 13) at Green Bay Packers Has the Pack shored up its blocking woes during bye week? Lions
New York Giants (plus 3) at New Orleans Saints New York needs to be better than in any game thus far. Giants
St. Louis Rams (plus 10) at Jacksonville Jaguars Just what pitiful Rams need: A revved-up Jags team after last week's humiliation in Seattle. Jaguars
Arizona Cardinals (plus 3) at Seattle Seahawks Seattle can tighten NFC West race with a win. Cards still are unsteady, but … Cardinals
Philadelphia Eagles (minus 15) at Oakland Raiders Until the Raiders show they belong in the NFL, they can't be taken seriously. Eagles
Buffalo Bills (plus 10) at New York Jets Suddenly, the Jets are one of the more mistake-prone teams in the league. Won't hurt here. Jets
Tennessee Titans (plus 91/2) at New England Patriots The Pats sure don't look as good as nearly everyone expected. Titans
Chicago Bears (plus 31/2) at Atlanta Falcons Intriguing matchup featuring two of the top young QBs, but running game will decide this one. Falcons
MONDAY
Denver Broncos (plus 31/2) at San Diego Chargers Broncos are everything the Chargers were supposed to be in the AFC West. And vice versa. Broncos
Bye Dallas, Indianapolis, Miami, San Francisco
Naylor's record
Last week 6-8Season 31-44
With files from The Associated Press