The Globe and Mail

Go to the Globe and Mail homepage

Jump to main navigationJump to main content


My balanced portfolio easily beat its target

In September 2011, I created a balanced model portfolio designed for investors who wanted to own securities that combined reasonable risk with above-average cash flow. The objective was to generate a return that would be at least two percentage points more than that offered by the highest-paying GIC. At the time, the best five-year rate was 3.5 per cent so we set a target for at least 5.5 per cent per year, including distributions and capital gains.