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(Stefan Klein/iStockphoto)

Your focus on low fees might be hurting your bottom line

Think very carefully before you answer this question.

Suppose you only had enough money to invest in one Canadian stock fund. You have narrowed down the possibilities to two choices. One posted a 10-year average annual compound rate of return of 7.66 per cent to Feb. 28, based on net asset value (NAV). The other gained an average of 11.84 per cent a year over the same period. Which would you choose?