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Frederick Vettese
FreelanceRetirement writer
Frederick Vettese is former chief actuary of Morneau Shepell and a national thought leader on retirement issues. He has published four books on retirement planning, most notably the best seller, Retirement Income for Life.

Latest articles

charting retirement
How many healthy years will I have in retirement?
charting retirement
Is the CPP/QPP a good deal for both employees and the self-employed?
charting retirement
What is the best asset mix for retirees? (Hint: it’s not 50-50)
charting retirement
Why has real wage growth been stagnating?
charting retirement
What is a good retirement income target?
charting retirement
How does the normal retirement age in Canada compare with other countries?
charting retirement
How many people are covered by a workplace pension plan?
charting retirement
What happened to Canada’s workers?
charting retirement
The number of years Canadians spend in retirement is dropping
charting retirement
Two mistakes people make when calculating when to start CPP based on life expectancy
analysis
Two ways retirees who haven’t lived in Canada for long can increase their OAS pension
charting retirement
What will CPP expansion mean for my retirement?
charting retirement
Bad news, retirees: The current wave of inflation is far from over
charting retirement
Say goodbye to early retirement? How the average age of retirement has shifted in the past 45 years
opinion
Deferring CPP until age 70 is still best for most people. But here’s another quirk for 2022, when inflation is higher than wage growth
Frederick Vettese
opinion
Thanks to a rare event, deferring CPP until age 70 may no longer always be the best option
Frederick Vettese
opinion
Should retirees defer OAS pension payments until age 70? That depends if you think inflation is here to stay
Frederick Vettese
opinion
When is the best time to buy an annuity? Certainly not now - but it could be sooner than you think
Frederick Vettese
opinion
Should retirees struggling with soaring inflation still delay taking CPP until age 70?
Frederick Vettese
retirement
RRSPs, TFSAs, downsizing cash, inheritance: Which assets should retirees draw down first?