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Your last-minute Christmas shopping can wait. It's time for the year-end Investor Clinic money quiz.

My personal guarantee: If it's not the most fun you've had all year, I'll refund the price of the quiz – plus an additional 10 per cent!

As always, I've laid a few traps, so be careful. You'll want to have a calculator handy for some of the questions.

If you're stumped by anything, send me an e-mail at or tweet me @johnheinzl. I'll answer some of your questions in a future column.

Good luck to all. And happy holidays.

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