Skip to main content

The Globe and Mail

Make more informed decisions this RRSP season

Are you ready for retirement?

Delpixart/Getty Images/iStockphoto

If there's one thing we've learned over the years, it's that retirement planning is top of mind for Globe and Mail readers.

With the March 1st deadline for making a registered retirement savings plan (RRSP) contribution right around the corner, visit our retirement site for all of the stories, videos and other content from the last few months.

Does it make sense to use an RRSP versus a tax free savings account (TSFA)? Should you contribute to an RRSP or pay down your mortgage instead? What are the dangers of early RRSP withdrawals? How do you make your savings last, even in a bear market?

Story continues below advertisement

We also produced a special guide that will help you make smart, informed decisions about making the most of the tax-deferred investment program. The package provides specific ideas on where to invest your RRSP dollars, with financial experts from across Canada picking dividend-growth stocks, aggressive ETFs, and quality stocks to buy and hold.

Tools include the Globe's retirement readiness calculator, which considers the cost of everything from transportation and parking costs to mortgage payments and hobbies, to help you figure out what percentage of your working income you'll need in retirement. There is our Gen Y guide on how to get started saving for retirement, a practical look at how to convert your RRSPs into registered retirement income funds (RRIFs) and

Click here to read the guide. Click here to see our latest RRSP and retirement stories.

Report an error Licensing Options
About the Author
Personal Finance Web Editor

Roma Luciw is the Globe and Mail’s personal finance editor. She has worked at the Globe as a business journalist since 2001, covering stock markets, breaking news, and most recently anything that helps regular Canadians manage their own money. More


The Globe invites you to share your views. Please stay on topic and be respectful to everyone. For more information on our commenting policies and how our community-based moderation works, please read our Community Guidelines and our Terms and Conditions.

We’ve made some technical updates to our commenting software. If you are experiencing any issues posting comments, simply log out and log back in.

Discussion loading… ✨