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In defence of the lowly GIC Add to ...

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Enough with the uninformed dissing of guaranteed investment certificates.

GICs have a rep as being the friend of unsophisticated, risk-averse investors who don’t understand that that stock market risk is manageable through sensible diversification. But I’ll be buying a GIC for my boys’ registered education savings plan, and I don’t care who knows it. After comparing the alternatives, the GIC proved to be most suitable choice.

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