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That horrible 2011 is over. How do I invest for 2012? Add to ...

Dear Nancy Woods,

Now that horrible 2011 is over, we have a new year to be optimistic and look forward to. As an investor, what should I be doing for 2012 to prepare myself?

Signed, Martin

Dear Martin,

Yes, 2011 was a difficult year as an investor. With looming default possibilities, deadlines and downgrades, investors did not know what was happening or going to happen. The constant news being bombarded at us 24/7 can be very distracting from our real goals and focus.

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