Skip to main content
Canada’s most-awarded newsroom for a reason
Enjoy unlimited digital access
$1.99
per week
for 24 weeks
Canada’s most-awarded newsroom for a reason
$1.99
per week
for 24 weeks
// //

Andrew Martin

Picasa

Andrew Martin, 31

Occupation

Information technology professional

Story continues below advertisement

The portfolio

Apple Inc., Baidu.com Inc., Atmel Corp., Toronto-Dominion Bank, Shoppers Drug Mart Corp., SNC-Lavalin Group Inc., Cenovus Energy Inc., RioCan REIT, iShares S&P/TSX 60 Index Fund and iShares S&P 500 Index Fund.

The investor

"I have been investing since the age of 18 and have a track record of beating the market," writes Andrew Martin in his financial blog, She Thinks I'm Cheap! He recently completed the Canadian Securities Course to "back up his years of practical experience."

When Mr. Martin left his previous job, he transferred his vested pension into a locked-in retirement account. He believes he can manage the funds better than the company's pension plan, which targets an annual return of 2.5 per cent.

How he invests

"My approach is to invest in solid companies that are profitable, pay dividends and offer good value relative to peers," declares Mr. Martin. "They should also make products or sell services that people need."

Story continues below advertisement

"My portfolio is 100-per-cent equities, as bond yields are very low and will remain low for quite some time. Not only are there great yields on dividends paid by banking, utility and telecom companies, but the dividends are also taxed at a lower rate."

He has added several technology stocks to his portfolio. He is comfortable with their volatility and risk because of his long-term horizon. He also feels his career in technology gives him "an edge in understanding and investing in technology companies."

Apple is a leader in the growing smartphone and tablet markets, pays a dividend, and has new products in the pipeline such as "the rumoured Apple TV." However, the stock is priced for perfection, so Mr. Martin is watching closely and prepared to take profits.

Microchip maker Atmel is a play on growth in Android smartphones, and serves as a hedge against Apple "in case the Android market does really well." But several issues have arisen at the company, and the future currently looks cloudy.

Another investment, Baidu, he calls China's Google. "It's a leader in a vast, growing market."

Best move

Story continues below advertisement

His shares in Apple have nearly doubled in value.

Worst move

"Buying shares of Nortel Networks while it was dropping, resulting in an 85-per-cent loss."

Advice

"Investors should own companies or sectors that they know and understand. To reduce costs, they should explore low-cost index ETFs rather than mutual funds. And don't chase the hottest company making headlines."

Special to The Globe and Mail

Story continues below advertisement

Want to share our strategies?

E-mail mccolumn@yahoo.com

Report an error Editorial code of conduct
Tickers mentioned in this story
Due to technical reasons, we have temporarily removed commenting from our articles. We hope to have this fixed soon. Thank you for your patience. If you are looking to give feedback on our new site, please send it along to feedback@globeandmail.com. If you want to write a letter to the editor, please forward to letters@globeandmail.com.

Welcome to The Globe and Mail’s comment community. This is a space where subscribers can engage with each other and Globe staff. Non-subscribers can read and sort comments but will not be able to engage with them in any way. Click here to subscribe.

If you would like to write a letter to the editor, please forward it to letters@globeandmail.com. Readers can also interact with The Globe on Facebook and Twitter .

Welcome to The Globe and Mail’s comment community. This is a space where subscribers can engage with each other and Globe staff. Non-subscribers can read and sort comments but will not be able to engage with them in any way. Click here to subscribe.

If you would like to write a letter to the editor, please forward it to letters@globeandmail.com. Readers can also interact with The Globe on Facebook and Twitter .

Welcome to The Globe and Mail’s comment community. This is a space where subscribers can engage with each other and Globe staff.

We aim to create a safe and valuable space for discussion and debate. That means:

  • Treat others as you wish to be treated
  • Criticize ideas, not people
  • Stay on topic
  • Avoid the use of toxic and offensive language
  • Flag bad behaviour

If you do not see your comment posted immediately, it is being reviewed by the moderation team and may appear shortly, generally within an hour.

We aim to have all comments reviewed in a timely manner.

Comments that violate our community guidelines will not be posted.

UPDATED: Read our community guidelines here

Discussion loading ...

To view this site properly, enable cookies in your browser. Read our privacy policy to learn more.
How to enable cookies