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Toronto condominium buildings.Reuters

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

So you've decided to rent
Tips to help people renting their first apartment manage their finances.

Thoughts on whether to rent an apartment or a condo.

The CPP is no great bargain
Columnist Andrew Coyne shows that the Canada Pension Plan, the model for the new proposed Ontario Retirement Pension Plan, isn't as cost-efficient as some would suggest. Of course, the real benefit of the CPP is less low cost than it is the fact that it's deducted at source from paycheques and not a discretionary savings plan. If you want people to save, that's the best approach.

Don't dismiss annuities
A lot of individuals and advisers say annuities are a no-go right now because of low interest rates, but there's more to the decision than that.

More money
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