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Spend and save.

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Are millennials being talked out of saving?
An interesting argument is made here that badmouthing of registered retirement savings plans has deterred young adults from saving. Tax-free savings accounts get more positive word of mouth, but it's argued here that they're an imperfect savings vehicle because it's so easy to withdraw money from them.

Spotlight on preferred shares
The Canadian Couch Potato blog has done a three-part series on preferred shares, looking at their role in portfolios and the best ways to buy them. Here's Part One, here's Part Two and here's Part Three.

26 ways the world is getting better
Quite a few financial indicators on this list, including the percentage of the world living in poverty.

Three foods you can eat after the best-before date
Dry pasta, cheese and ketchup.

More money
Join the people who are part of my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

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