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money matters

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Financial suicide in the housing market
There's been a boom lately in smart, contrarian commentary from bloggers about home ownership. Questions are being asked about the assumptions that have people paying ever more money to buy a home in some cities. For example, take a look at this post about the rent vs buy debate as applied to houses in Toronto.

Here's a CBC story about couples in Toronto and Vancouver who see themselves as permanently priced out of the housing market.

Houses as investments?

A blogger tells the story behind selling a home at a profit of $102,000 (U.S.). After expenses, the gain was a lot smaller. Moreover, renting and investing the money saved by not owning would have created more wealth.

Stop over-thinking your finances
An interesting look at how people work against themselves by following smart personal finance principles too closely.

My name is Liz, and I'm a hoarder
A first-hand account by someone who is pretty sure she and her partner are hoarders. Check this out – in a small 1,200 square foot home, they have a "junk room." Oh, wait a sec. So do I – it's called the basement.

More money
Join the people who are part of my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.