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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Travel reward trends for 2016
Predictions of what to expect from credit card travel rewards in 2016.

What's harder than being a billionaire?
Apparently, it's staying a billionaire. Read here about how some of the billionaires of 1995 weren't on the list in 2015.

How millennials think about money
The stereotypes about mindless spending on lattes and iPhones are way off.

The gateway drug for extreme savings
It's this: Save 50 per cent of any extra money you receive aside from your regular income.

More money
Join the people who are part of my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.