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Mortgage rates may seem low now, but you’ll be lucky if that 2.5-per-cent mortgage only goes up to 4 per cent in 25 years.

Darren Calabrese/THE CANADIAN PRESS

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

How to get a better deal on your mortgage
Wait until renewal time and make your lender compete with others. Here's a game plan.

This peer-pressured party boy owes $30,000
A blogger shares a note sent by a university student who is asking for help in getting his life and finances back on track. He borrowed to attend school, then racked up debts with his party lifestyle.

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Should you tell your kids how much you make?
Yes, this New York Times article says. It's a good way to de-mystify money and teach kids how to manage it.

What 80 years of buy and hold gets you
Top performance, actually. Read here about a mutual fund that invested equal amounts in 30 big U.S. companies in 1935 and hasn't added a new stock since.

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