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Carrick on money: 11 money moves to make before you turn 40

Tim Cestnick offers some advice when preparing or revising your last will and testament.

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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

11 Money Moves to Make Before You Turn 40
This is a good list overall, but the blurb on buying a house is certainly worth debating.

Real estate roundup
MacLean's has provided this level-headed overview of the housing market and its vulnerability to a big price decline.

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Here, a mortgage broker looks at the drawbacks of Bank of Montreal's limited time offer of a fixed-rate, five-year mortgage at 2.99 per cent.

Time to sell high yield bonds
An argument is made here that after a long rally, returns on these bonds are no longer high enough to compensate investors for the risks involved.

Beware the value trap
Atlantic Power is used here as an example of a "value trap" - a high-yielding stock that appears to be a screaming bargain, but really isn't.

More money
Join the 36,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

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About the Author
Personal Finance Columnist

Rob Carrick has been writing about personal finance, business and economics for close to 20 years. He joined The Globe and Mail in late 1996 as an investment reporter and has been personal finance columnist since November 1998. Rob's personal finance columns appear in The Globe on Tuesday and Thursday, and his Portfolio Strategy column for investors appears on Saturday. More

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