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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Avoid RRSPs in these five situations
This article for advisers lays out several situations where contributing to a registered retirement savings plan doesn't make sense.

What to do about bonds
A blogger looks at some advice he gave on bonds a year ago and updates it.

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De-clutter using the 80-20 rule
You're working off the principal that you use 20 per cent of your stuff, 80 per cent of the time.

The miser's tale
A parable about a rich couple that saved but never spent. Guess whether they ever got to enjoy their fortune.

More Money
Join the 46,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters.

Report an error Editorial code of conduct
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Welcome to The Globe and Mail’s comment community. This is a space where subscribers can engage with each other and Globe staff. Non-subscribers can read and sort comments but will not be able to engage with them in any way. Click here to subscribe.

If you would like to write a letter to the editor, please forward it to letters@globeandmail.com. Readers can also interact with The Globe on Facebook and Twitter .

Welcome to The Globe and Mail’s comment community. This is a space where subscribers can engage with each other and Globe staff.

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