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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Avoid RRSPs in these five situations
This article for advisers lays out several situations where contributing to a registered retirement savings plan doesn't make sense.

What to do about bonds
A blogger looks at some advice he gave on bonds a year ago and updates it.

De-clutter using the 80-20 rule
You're working off the principal that you use 20 per cent of your stuff, 80 per cent of the time.

The miser's tale
A parable about a rich couple that saved but never spent. Guess whether they ever got to enjoy their fortune.

More Money
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