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Carrick on money: How to plunder your RRSP to buy a house

File photo of a house sold in Toronto.

Fernando Morales/The Globe and Mail

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

How to plunder your RRSP to buy a house
I'm no fan of the federal Home Buyers' Plan, but it's very popular with first-time buyers struggling to build a downpayment. Here are five important facts about the plan.

And here's my argument for not using it.

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Zen and the art of snowblower maintenance
How to keep your snowblower running well without paying a pro to do a tuneup. Pay attention, just in case next winter is as bad as this one.

I'll take my credit card rewards in cash, thanks
Travel rewards are the most popular in the credit card world, and certainly they're newsy thanks to the changes at Aeroplan and its allied banks lately. But cashback cards have their fans, too, even as some of the best cards have been discontinued or changed for the worse. Check here for a comparison of seven cashback cards.

The fine art of booking cheap flights
The travel website Kayak looked at the cost of flights from the United States to Asia, South America and Africa and found different pricing trends for each. My sense from travel in recent years is that similar patterns hold true for flights out of Canada. One thing's clear – waiting until the very last minute is not a good strategy.

More money
Join the 35,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

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About the Author
Personal Finance Columnist

Rob Carrick has been writing about personal finance, business and economics for close to 20 years. He joined The Globe and Mail in late 1996 as an investment reporter and has been personal finance columnist since November 1998. Rob's personal finance columns appear in The Globe on Tuesday and Thursday, and his Portfolio Strategy column for investors appears on Saturday. More


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