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Senior man and woman worrying about retirement

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Retire with debt? No way
A retiree explains how he created a list of all the things he wanted to have paid off by the time he left the workforce, including his house, car and credit cards. Coincidentally, TD Economics reported this week that the only age group to step up the pace of borrowing growth last year was 65-plus. If anyone has any insight on this baffling development, I'd love to hear it. E-mail me at

Happy birthday, SPDRs
Standard & Poor's Depositary Receipts, better known by their SPDRs nickname, recently celebrated their 20th anniversary. SPDRs track the returns of the S&P 500 index and are the most heavily-traded exchange traded fund in the world.

A credit card that pays you
A look at the best cashback credit cards. What I found most interesting here is the variation in the amount of cash you can earn on these cards. On annual spending of $24,000 per year, it could range from $465 to $221. Make sure you're not losing out.

Splurge-worthy wines
A list of five good wines in the $30 to $50 range.

More money
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